Terms of Service


  1. Introduction:

    Paisanagri is a online platform owned by Mindjini consultancy services Pvt Ltd ( further more refered as we, us or company ) Please read the following terms and conditions that you must agree before using this Site, If you do not agree with the terms and conditions of the website. We request you to please do not step forward and use /signup the website.

  2. Membership: Membership on Paisanagri refer to free membership that is been activated only after user verify his/her email address or Mobile number verification or Govt Issued Identity card and agree to terms and conditions laid thereof . Please be aware that a member of Paisanagri.com is not allowed to run any paid ads on Google, Facebook or any other platform pointing to Paisanagri.com. If the member does not comply with this then it would result in immediate termination of his/her account.
  3. Our Service:
    Cashback Service: Cashback is a service that can be defined as payment that we pay to user , which is a part or a fraction of the commission that we earn for referring user to that said retailer or third party affiliate. This service allows user on our website , hereof called as a member ( by virtue of the account created on website ), to earn a fraction of commission that We earn for a Successfully Tracked Purchase or any user action (free signup , subscription, lead etc ) as may be defined in individual offers. Note :- Paisanagri is fully dependent on third party tracking systems provided by either retailer or some affiliate channel, it may be further more noticed that the tracking system is a computer generated code and have limitation and can show errors as well , which may lead to a unsuccessful tracking for successful transaction as the case may be .
  4. Becoming a Member:
    1. You must be 16 years of Age
    2. You must hold a government issued ID card which may asked by the company for release of payment or any other time , whatever may be required
    3. You must provide your correct information about yourself , whatever is been asked at various interval of time
    4. You must hold a bank account to receive the amount earned as a cashback
    5. You must provide correct bank details for been getting paid , We hold no responsibility for incorrect transaction on account of wrong information provided
    6. You must update the account information as and when required
    7. Please be noted that company may impose limits on maximum and minimum values of withdrawal to be made
  5. Cashback and Referral Fees:
    We offer following method for earning
    1. Signup Bonus :
    a. Every User is Entitled to get a signup bonus as a welcome gift from the company.
    b. The amount of signup bonus fully depends on the company’s decision, no request to change /modify such amount will be entertained by the company.
    c. The amount of signup bonus cannot be withdrawn as a standalone until and unless accomplished by Cashback earning generated out of a successful transaction
    d. Company has a overriding power to cancel /withdraw scheme for signup bonus
    2. Referral Bonus :
    a. Company allows user to earn extra money by referring the friends by using a unique referral url generated for each user in his/her user account.
    OR
    By putting referral email while signup.
    b. Referral commission is been paid once the referred user has activated the account by verification by whatsoever means specified by the company wheather it may be email verification or phone verification or any other form of verification as per the company norms
    c. User can use social media /print media or any other form of media that can be used to promote the website within the limits of terms and condition
    d. User also agrees that the referral url will not be posted on fake site , illegal webpages , webpages with pornography , child abuse illegal , racism etc.
    3. Referral commission:-
    a. User is also entitled to earn a fraction of the cashback earning of his /her referred user For Instance :- A user ‘X’ registered on our website and referred user ‘Y’ , Here if Y earns any cashback as a result of successful transaction with retailer , then User Y earn money and a fraction of Y’s Earning will be awarded to X
    b. The percentage of referral commission is been decided by the company and company has right to withdraw /change percentage of referral commission at any time without prior notice
    4. CashBack :-
    a. Cashback can be defined as a fraction of amount spend by the user on some retailer site for purchase of some goods or services in case the user is been referred by us and travels through a series of redirection urls that originate form Paisanagri.com and lands on retailer website
    b. Each offer has different terms and condition for cashback to be earned by that offer, some offer may need a purchase , some other may require country specific users , some other may require some particular class of users
    c. Whenever user navigates to retailer website , it is assumed that the purchase has been made by the user and therefore , paisanagri.com shows a pending commission in user account , no matter the offer has been complete or not
    d. Whenever the user completes the retailer offer and we receive the confirmation about the successful transaction of user either from retailer or third party affiliate, we change the status of commission from Pending  to confirmed, this may take some time to confirm the commission status , sometime it may take upto 90 days to track the commission .
    e. User must keep in Mind that the transaction are made with the retailer and not with us , so we cannot gurantee the quality or quantity of product /service
    f. Further, from time to time Retailers may increase or decrease the commission paid – in which case the cashback offer illustrated on our Site may be incorrect. By default, your applicable transactions will be credited in line with the commission reported to us by the Retailer, which may be more or less than the advertised rate. We shall not be liable for any difference in the expected cashback by the Member and the actual Cashback received by the Member.
    g. We reserve the right to reclaim or make balance adjustments accordingly where it has been established that any credit has been applied in error. This will include but is not limited to transactions where the credit is not genuinely due or payment for any credited transaction has not been received from a Retailer or its agencies and/or misuse or fraud. This can include transactions which are already marked as payable or validated in your Account, or for transactions which have already been paid over to you by [NEFT or Cheque] or any other means.
    There are various circumstances in which Cashback will not be payable to the Member, and will be forfeited to us, these could be, without limitation:
    a. where the cashback payment that we receive is not attributed to a Qualifying Transaction or associated with an Account (such as where the Member is not logged-in to the our site when making the relevant purchase)
    b. the transaction to which the Cashback relates is cancelled after it has been entered into (whether under the right of cancellation that applies to some sales made at a distance, or otherwise) the Cashback is attributed to a Member or Account that has been:
    i. suspended by us under Clause 9 of this Agreement or for any other reason;
    ii. associated with any fraudulent activity or any breach of this Agreement;
    Our help pages provide further information about these circumstances.
  6. Your Account:
    a. You can withdraw once your account hits a minimum amount of Rs 150 or 3$ for NEFT withdrawal , or Rs 500 For cheque withdrawal
    b. If you want to close the account before it reached Rs 150 , Then a small administration charge of 10% will be deducted
    c. Withdrawals are only allowed in following case ,
    a. Your account doenot violates any statuary Laws , Intellectual property rights or rules abide by the company
    b. Mandatory condition :- Your earning must be composed of 50 % cashback that arise of successful transaction on a retailer site , This rule has a overriding effect on all or any part of terms and condition if in case may be , and cannot be modified or altered This Means if your account has earning arising out of ONLY signup bonus and or referral bonus and or referral commission , you are not eligible for a payout
    c. Furthemore if some person has no cashback earning and request withdrawal only on basis of signup and referral activity , Company may deny payout or on sole discretion can make a payout with any amount that can be same or less that the earning of the user. The Decision of the company is full and final in this regards and has a binding effect on user
  7. Intellectual Property:
    You acknowledge that all copyright, trademarks, and other intellectual property rights in and relating to the Site (including the material which is contributed by Members or Retailers) are owned by, or licensed to, us. It is easy to copy material which appears on web-sites, but this does not mean it is legal. Therefore, no-one may copy, distribute, show in public or create any derivative work from the Site, or any of the material which is found on the Site unless properly licensed to do so by us.
    By uploading or including any material on the Site, a Member expressly grants:
    a. to us a non-exclusive license (including the right to grant sub-licenses) to use, reproduce and distribute that material through our Cashback Service and any other interactive services through which we or our sub-licensee make the Cashback Service (or a service based on our service) available; and
    b. to other Members (through us, under the license referred to in a. above), the non-exclusive, personal, non-transferable right to view the relevant material.
  8. Privacy & Cookie Policy:
    Our Privacy & Cookie Policy forms part of this Agreement, and by entering into this Agreement you also give your consent to the way we handle your personal data under that policy. Given the global nature of the World Wide Web, please note that a posting on the Site may be accessible to internet users around the world.
  9. Our Role:
    We are not a party to any transactions with Retailers, and are not the seller or supplier of any of the goods or services that they make available. Thus we do not have any of the legal obligations that apply to the sellers of those goods or services.
    Accordingly, we have no control over or responsibility for:
    a. the quality, safety, or legality of those goods or services available from Retailers; or
    b. whether the Retailer can or will supply and pass good title to any goods or services.
    Members should exercise no lesser degree of caution in entering into transactions with Retailers than they would when entering into a similar transaction offline. To the extent that the Applicable Law permits, you release us, our agents and employees from all liability arising out of or in connection with any transactions with Retailers, including (without limitation) all claims and demands relating to uncompleted or completed transactions with Retailers, or goods or services offered for sale or supply, or actually sold or supplied, through or in connection with any transactions with Retailers.
  10. Misuse:
    We reserve the right to suspend or terminate any Members access to our service, or parts of it, if in our reasonable view the relevant Member or Account appears to be in breach of any provision of this Agreement.
    Members must not enter into, or attempt to enter into, any transaction with a Retailer or to gain Cashback
    (a) by providing personal information of someone else, or a payment method which they are not entitled to use,
    (b) by deceptively or unfairly exploiting a Retailers offering including but not limited to creating fake or unauthorized referral links, or
    (c) in breach of any terms and conditions applied by us or the Retailer to that transaction. We reserve the right to forfeit any pending payments or validated payments in the Member's Account in case of such misuse of our service by the Member.
    It is each Member's obligation to ensure that any material posted by him/her or associated with his/her Account:
    a. is not defamatory, offensive, or abusive or of an obscene, indecent or menacing nature;
    b. is not intended or likely to cause needless annoyance, inconvenience or distress to any person;
    c. does not contain any computer virus, macro virus, Trojan horse, worm, or anything else designed to interfere with, interrupt, or disrupt the normal operating procedures of a computer or to surreptitiously intercept, access without authority, or expropriate any system, data or personal information;
    d. does not contravene the Applicable Law or regulation (including, but not limited to, laws governing consumer protection, distance selling, unfair competition, anti-discrimination, false advertising, copyright, trademark and privacy);
    e. does not breach the rights of any person or entity (including any rights or expectations of privacy);
    f. where it constitutes feedback on a Retailer, is accurate and fair; and
    g. does not advertise any goods or services.
    Notwithstanding anything contained elsewhere in this Agreement and the Privacy Policy, we reserve the right to investigate complaints or reported violations of this Agreement and to take any action we deem appropriate, including but not limited to reporting any suspected unlawful activity to law enforcement officials, regulators, or other third parties and disclosing any information necessary or appropriate to such persons or entities relating to your Account, email addresses, usage history, posted materials, IP addresses and traffic information. Any Member, who in the sole discretion of the Retailer or us, has committed fraud in use of the Site or our Cashback Service or misused the Site or the Cashback Service, their Account will be closed, email and IP address will be blacklisted so they cannot use it again, and cannot register from the same PC.
    If you see or experience anything on our Site that appears to infringe any of the above requirements, we would like you to inform us by using our contact form.
    Each Member acknowledges that we are entitled, but not obliged, to withdraw any material, which appears - based on information received from third parties or other Members - to be in breach of this Agreement.
  11. Contact from third parties:
    If anyone contacts us in relation to material or transactions associated with you or your Account, then you agree:
    a. to provide all reasonable information and assistance we may require in connection with responding to that contact; and
    b. to respond promptly and accurately to it, should we pass the message to you for a response.
  12. Additional services:
    We or our partners may offer new or additional services through the Site from time to time. Your use of those services may be subject to additional terms and conditions, which you must comply with. Provided that those terms are notified to you on the Site in an appropriate manner (as determined by us in our reasonable discretion) when you agree to take those services, any failure by you to comply with a material provision of the terms governing those services will amount to a breach of this Agreement.
  13. Operation of our Cashback Service:
    We reserve the right to withdraw, modify or suspend aspects of the Cashback Service, or the entirety of it, where we have legal, security, technical or commercial reasons to do so. We will endeavor to give you 30 days advance notice before taking such action, except where it is necessary to take earlier action for security reasons or because of technical difficulties which would otherwise adversely affect the our service. There may also be times when the Cashback Service becomes inaccessible as a result of technical difficulties experienced by us or on the Internet; we will, however, use reasonable skill and care to overcome these difficulties where they are within our control. Please note, however, that we cannot guarantee continuous access to the Cashback Service or any of the content that appears on it.
    Nevertheless, we will strive to ensure that any periods of planned unavailability, which you will be informed of when you access the Cashback Service at the relevant time, are kept to a minimum.
    For security or other reasons, we may require you to change password or other information which facilitates access to the Cashback Service; however, we will never ask you for your password via email, telephone, or any other means other than through the Site. You are solely responsible for maintaining the confidentiality of your password and any additional identifying information.
  14. Disclaimer and Limitation of Liability:
    Disclaimer:
    The content and material from or through the site are provided "as-is," "as available," with "all faults", and all warranties, express or implied, are disclaimed (including but not limited to the disclaimer of any implied warranties of merchantability, non-infringement, freedom from error, and fitness for a particular purpose). The information and services may contain bugs, errors, problems or other limitations. We and our affiliated parties have no liability whatsoever for your use of any information or service, except as provided in sub-section 13(d). In particular, but not as a limitation thereof, we and our affiliated parties are not liable for any indirect, special, incidental or consequential damages (including damages for loss of business, loss of profits, savings, litigation, or the like), whether based on breach of contract, breach of warranty, tort (including negligence), product liability or otherwise, even if advised of the possibility of such damages. The negation and limitation of damages set forth above are fundamental elements of the basis of the agreement between us and you. This site and the products, services, documents, content and materials and information presented would not be provided without such limitations. No advice or information, whether oral or written, obtained by you from us through the site or otherwise shall create any warranty, representation or guarantee not expressly stated in this agreement. All responsibility or liability for any damages caused by viruses contained within the electronic file containing a form or document is disclaimed.
    Liability:
    a. We warrant that the Cashback Service will be provided with reasonable care and skill with the intention of meeting our specifications for the Cashback Service, but we cannot and do not guarantee that the Cashback Service will meet your requirements.
    b. We shall be liable as expressly provided in this Agreement, but shall have no other obligation, duty or liability whatsoever in contract, tort (including negligence, breach of statutory duty and any other tort) or otherwise.
    c. Nothing in this Agreement shall exclude or restrict our liability for death or personal injury resulting from our negligence.
    d. Limitation of Liability: Subject always to sub-Clause e. below, we shall be liable for direct loss or damage only, whether in contract, tort (including negligence, breach of statutory duty or other tort) or otherwise, and whether caused by its act or omission or that of its employees, agents or subcontractors. The aggregate liability of our Company and the affiliated parties in connection with any claim arising out of or relating to the site and/or the products, information, documents and services provided herein or hereby shall not exceed GBP Ten only (£10) and that amount shall be in lieu of all other remedies which you may have against us and any affiliated party to us.
    e. We will not be liable to you or anyone else, whether in contract, tort (including negligence, breach of statutory duty or other tort) or otherwise
    i. (A) for any loss of revenue, business, anticipated savings or profits;
    (B)any errors in or omissions from the Site or any services or products obtainable therefrom;
    (C) the unavailability or interruption of the Site or any features thereof;
    (D) your use of the Site;
    (E) the content and materials contained on the Site;
    (F) or any delay or failure in performance beyond our control or any of our affiliated parties.
    ii. for any indirect, special or consequential loss damage, costs or other claims, howsoever caused or arising, whether through non-supply or late supply of the Cashback Service or other non-performance of this Agreement or otherwise.
    iii. Except as expressly stated elsewhere in this Agreement, all representations, warranties, conditions and other terms, whether express or implied (by common law, statute, collaterally or otherwise) are hereby excluded, except in the case of fraud, or where such exclusion is not permitted by Applicable Law.
    iv. For the avoidance of doubt, we will not have liability to you or any other person in respect of material contributed by Members, transactions (or non-transactions) with Retailers, or any activity or communication relating to such material or transactions.
    The provisions of this Clause 13 shall survive the termination or expiry of this Agreement.
  15. Third Party Content:
    Third party content and materials may appear on the Site or may be accessible via hyperlinks from the Site. We are not responsible for and assume no liability whatsoever for any mistakes, misstatements of law, defamation, omissions, falsehood, obscenity, pornography or profanity in the statements, opinions, representations or any other form of content and materials appearing on the Site or accessible via hyperlinks from the Site.
  16. Communications:
    You hereby expressly agree to receive communications by way of SMS, e-mails from CashKaro.com relating to Services provided through the Website.
  17. Indemnity:
    You agree to indemnify us against all liabilities, claims and expenses that may arise out of or in connection with (a) any breach of this Agreement by you or through your Account, or (b) any transaction with a Retailer.
  18. Assignment:
    We reserve the right to assign this Agreement, and to assign or subcontract any or all of our rights and obligations under this Agreement, but will not do so in such a way as to reduce any guarantees you are given under this Agreement. You may not without our written consent assign or dispose of this Agreement, nor subcontract any of your rights and obligations under it.
  19. Entire Agreement:
    This Agreement is intended to contain your entire agreement with us relating to the Cashback Service; we believe it to be fair and reasonable. It replaces all earlier agreements and understandings with you relating to the Cashback Service, except for any fraud or fraudulent representation by either of us.
  20. Changes to this Agreement:
    We reserve the right to change this Agreement from time to time, and post the new version on the Cashback Service. When we do so, we will post the new version of the Agreement on the Cashback Service, and the new version of these terms and conditions will take effect, and will govern the Cashback Service and your relationship with us:
    a. commencing no less than thirty days after the date of posting (or such later date as we indicate in the relevant posting), if any of the changes is to an operative provision of this Agreement which is capable of adversely affecting you; if you do not wish to be governed by the new version of the Agreement, you may notify us on or before the date when the new version of the Agreement is to take effect, and from that date you must cease to use our service; or
    b. immediately upon the date of posting (or such later date as we indicate in the relevant posting), if the changes are not to operative provisions, or not capable of adversely affecting you - examples of which would include, without limitation, changes to contact details referred to, or the refinement of provisions that are already included, in this Agreement.
  21. General:
    In the event that any term of this Agreement is held to be invalid or unenforceable, the remainder of this Agreement shall remain valid and enforceable. You and us are independent contractors, and no agency, partnership, joint venture or employee-employer relationship is intended or created by this Agreement. Our failure to act with respect to a breach by you or others does not waive our right to act with respect to subsequent or similar breaches.
  22. Governing Law:
    This Agreement, and our relationship with you and each Member, is governed by the laws of Union of India
  23. Keeping this Agreement:
    We don't separately file the individual Agreements entered into by Members when they register for the Cashback Service. You can access it at http://www.paisanagri.com Please make a durable copy of this Agreement by printing and/or saving a downloaded copy on your own computer. It is offered in English only.
  24. Contact:
    You can reach us on 'contact@Paisanagri.com'.